One of the best ways to get the best financing for your home is to check your credit history. Check the three credit reporting agencies and make sure that everything is correct. Check your credit score and learn how to improve your credit score. The three links to check your credit are noted below.
Check to make sure your credit report is in good standing. You are allowed one free credit report each year. Click on the links below and fill out the basic information. The websites will ask you for specific questions about some of your current loans and the amount you pay. Once you answer these questions, you will get direct access to your credit history. Once you get your credit history, go through each line items and make sure it is correct.
If there are discrepancies, resolve any issues that you can and ask your loan officer how you can improve your credit score so that you can get the best interest rates and the best terms for your loan.